When you apply for a loan one of the things you need to consider is the term of a loan. Most lenders will offer you a 30 year or 15 year term. The insider tip here is that you have other choices that most lenders will not mention to you and you might want to [...]

As I get older I become keenly aware of my mortality. In my relatively young 44 years, I am already feeling the effects of age. Taking a header on my mountain bike just doesn’t seem as trivial today as it did when I was 20. When I was in my twenties, someone who was in [...]

Homeowners with underwater mortgages or those who owe more on their homes than their properties are currently worth dropped in the third quarter in the U.S., according to real estate data firm CoreLogic. The decline, however, was marginal falling to 10.7-million residential homeowners, which is 200,000 less than the second quarter of 2011. Another 2.4-million [...]